Economy

Keywords: SMEs in Pakistan, small businesses reforms, SME policy Pakistan, business growth Pakistan, SME financing 📌 Introduction Small and Medium Enterprises (SMEs) are the backbone of Pakistan’s economy, accounting for nearly 40% of GDP, 80% of non-agricultural employment, and 25% of export earnings. Yet, they face chronic challenges—limited financing, regulatory burdens, and lack of technological

Keywords: digital payments Pakistan, fintech in Pakistan, mobile wallets, cashless economy, financial inclusion 🚀 Introduction In an age where technology is transforming global commerce, digital payments have emerged as a powerful tool for economic growth and financial inclusion. For Pakistan—where over 60% of the economy operates informally—moving from a cash-heavy to a cash-lite society could

Keywords: FBR Pakistan, tax net expansion, Pakistan tax system, tax collection FBR, broadening tax base 📌 Introduction The Federal Board of Revenue (FBR) plays a pivotal role in ensuring financial stability by mobilizing domestic revenue in Pakistan. One of its core objectives is to expand the tax net—that is, to increase the number of taxpayers

Keywords: undocumented economy in Pakistan, informal sector, black economy, Pakistan tax evasion, formalize economy Pakistan 🔍 What is the Undocumented Economy? The undocumented economy—also known as the informal, shadow, or black economy—refers to economic activities that are not recorded by government authorities and do not contribute to the official GDP or tax revenues. These include:

By MAJID KHAN Msc Finance 1. What is Monetary Policy? Monetary policy refers to actions taken by a country’s central bank (e.g., State Bank of Pakistan) to regulate the money supply, interest rates, and credit in the economy. It aims to maintain price stability, control inflation, and support economic growth. Key Tools: 2. What is

Monetary policy refers to the process by which a country’s central bank—in Pakistan’s case, the State Bank of Pakistan (SBP)—controls the money supply, interest rates, and credit availability in the economy. The primary goal is to achieve price stability (low inflation), support economic growth, and ensure financial system stability. Objectives of Monetary Policy in Pakistan

When we talk about a country’s economy, the term central bank often pops up. But what exactly is a central bank, and why is it so important—especially in a country like Pakistan? Let’s break it down. What Is a Central Bank? A central bank is the top financial authority in a country. It doesn’t serve

Interest rates are a critical tool in economic management, influencing inflation, investment, savings, exchange rates, and overall economic growth. Central banks, like the State Bank of Pakistan (SBP), use interest rates (primarily the policy rate) to control monetary conditions. 1. What Is an Interest Rate? An interest rate is the cost of borrowing or the

By MAJID KHAN Msc Finance Pakistan’s economy is a developing mixed economy, with agriculture, industry, and services all playing significant roles. However, it faces numerous structural challenges that hinder sustainable growth. Here’s a detailed overview of the economy of Pakistan and the key challenges it faces: 1. Overview of Pakistan’s Economy GDP and Economic Structure